Who We Are CFS is a diversified consulting firm specializing in financial, estate, investment, trust, and tax planning services. CFS is also a Registered lnvestment Advisor with the Securities and Exchange Commission. With a professional staff made up of investment, insurance, accounting, administrative, and actuarial specialists, CFS is recognized in the area of personal financial planning through comprehensive estate and business services. CFS charges reasonable annual fees for its services, so that its clients can be assured of objectivity in its recommendations. For those persons interested in a consistent, coordinated program aimed at achieving financial independence and security, CFS offers an unsurpassed commitment to professionalism and service.