Do you have a lot of questions when it comes investing or financial planning? You can read about all of these topics on our blog. Whether it’s ideas from the industry or emerging trends or important news, you can read about it here. So keep checking in. We’re glad to have you reading along.
Tuesday, September 7, 2021
Why sell shares when you can gift them? If you have appreciated stocks in your portfolio, you might want to consider donating those shares to charity rather than selling them. Donating appreciated securities to a tax-qualified charity...
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Tuesday, August 31, 2021
Regardless of how the markets may perform, consider making the following part of your investment philosophy: Diversification. The saying “don’t put all your eggs in one basket” has some application to investing. Over...
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Tuesday, August 24, 2021
September/October 2021 Newsletter
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Wednesday, August 4, 2021
Investment firms have a client service feature that may be a benefit to certain investors. They will ask you whether you would like to provide the name and information of a trusted contact.1 You do not have to supply this information,...
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Wednesday, July 21, 2021
The 2015 Obergefell v. Hodges Supreme Court decision streamlined tax and estate strategizing for married LGBTQ+ couples. If you are filing a joint tax return for this year or are considering updating your estate strategy, here are some...
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Wednesday, July 7, 2021
When you marry or simply share a household with someone, your life changes—and your approach to managing your money may change as well. The good news is it’s usually not so difficult. At some point, you will have to ask...
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Monday, May 24, 2021
A living trust is a popular consideration in many estate strategy conversations, but its appropriateness will depend upon your individual needs and objectives. What is a Living Trust? A living trust is created while you are alive and...
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Wednesday, May 12, 2021
Recent years have witnessed the mainstreaming of alternative investments for certain accredited investors. In fact, alternative investments are expected to grow from $13.9 trillion in 2020 to $21.1 trillion in 2025.1,2 The impetus...
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Monday, April 26, 2021
Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon. Using these inputs and sophisticated portfolio-optimization calculations, most investors can feel confident that they own...
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Monday, April 19, 2021
Financial Documents Joint Ownership Durable Power of Attorney Living Trust What does it do? Enables you to own property jointly with another person Authorizes someone to handle legal and financial decisions if you become incapacitated...
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Monday, April 12, 2021
Chris Rock once remarked, “You don’t pay taxes – they take taxes.”1 That applies not only to income, but also to capital gains. Capital gains result when an individual sells an investment for an amount greater...
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Monday, April 5, 2021
Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.1Shannon L. Alder The desire to leave a legacy may be the height of altruism for it is a gift to the future,...
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Monday, March 29, 2021
Preparing for retirement can look a little different for women than it does for men. Although stereotypes are changing, women are still more likely to serve as caretakers than men are, meaning they accumulate less income and benefits...
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Wednesday, February 24, 2021
A living trust is a popular consideration in many estate strategy conversations, but its appropriateness will depend upon your individual needs and objectives. What is a living trust? A living trust is created while you are alive and...
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Tuesday, February 16, 2021
Ancient Chinese merchants were said to have developed a unique way to manage their risk. They would divide their shipments among several different vessels. That way, if one ship were to sink or be attacked by pirates, the rest stood a...
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Tuesday, February 9, 2021
John and Mary are nearing retirement and they have a lot of items on their bucket list. Longer life expectancies mean John and Mary may need to prepare for two or even three decades of retirement. How should they position their money?1...
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Monday, January 25, 2021
Social Security’s been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but how much do you really know? Here are nine things that might surprise you. The Social Security trust...
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Monday, January 25, 2021
Retirement can have many meanings. For some, it will be a time to travel and spend time with family members. For others, it will be a time to start a new business or begin a charitable endeavor. Regardless of what approach you intend...
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Friday, January 15, 2021
Until early 2018, stocks were enjoying their longest period without a five percent pullback in nearly 90 years.1,2 But in early February, that calm came to a sudden and decisive end, as the Standard & Poor’s 500 Index fell more...
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Tuesday, January 5, 2021
Every year the Internal Revenue Service (IRS) releases its list of tax scams, spotlighting the myriad ways that people try to separate you from your money.¹ The “Dirty Dozen” Identity Theft Using your personal...
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Monday, December 21, 2020
If you’re like 62% of Americans, you started your day with a cup of coffee. Few, if any, took a moment during this morning ritual to contemplate or marvel at the complex journey that brought their coffee from farm to their...
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Monday, December 14, 2020
The famous saying from Poor Richard’s Almanack is frequently misquoted. It was published by founder Benjamin Franklin in 1737: “A penny saved is two pence clear.” Finding ways to manage expenses is one of the...
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Thursday, December 10, 2020
If you are new to Medicare, there are several questions you should consider while approaching or within your Initial Enrollment Period (IEP) or a Special Enrollment Period (SEP). Use this guide to consider your options when preparing...
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Tuesday, December 8, 2020
Dear Valued Clients, Thank you so much for all of your kindness in donating toys and money to the Burbank Boys & Girls Club. The Club representatives came by this morning and picked up many dozens of toys plus nearly two-thousand...
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Monday, November 9, 2020
Until early 2018, stocks were enjoying their longest period without a five percent pullback in nearly 90 years.1,2 But in early February, that calm came to a sudden and decisive end, as the Standard & Poor’s 500 Index fell more...
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Wednesday, November 4, 2020
Breaking down the basics. Whether your 65th birthday is on the horizon or decades away, understanding the different parts of Medicare is critical, as this government-sponsored program may play a role in your future health care...
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Sunday, November 1, 2020
November/December 2020 Newsletter
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Wednesday, October 28, 2020
One survey found that 79% of small business owners expect at least some of their retirement income to come from tax-advantaged retirement savings accounts.1 If you have yet to develop a retirement plan for your business, or if you're...
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Monday, October 26, 2020
A recent survey found that 23% of people were very confident about having enough money to live comfortably through their retirement years. At the same time, 33% were not confident.1 Congress in 2001 passed a law that can help older...
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Thursday, October 22, 2020
Federal estate taxes have been a source of funding for the federal government almost since the U.S. was founded. In 1797, Congress instituted a system of federal stamps that were required on all wills offered for probate when property...
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Thursday, October 1, 2020
A living trust is a popular consideration in many estate strategy conversations, but its appropriateness will depend upon your individual needs and objectives. What is a living trust? A living trust is created while you are alive and...
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Tuesday, September 29, 2020
Expectations vs. Reality Predicting exactly what your retirement will be like is about as possible as a meteorologist predicting the weather correctly every single time. In fact, few retirees find their financial futures playing out...
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Tuesday, September 15, 2020
Dear valued client, Although filled to the rim with disruptions and challenges, this year has created an opportunity for some, and we are always on the lookout to turn lemons into lemonade. Some of you may have increased your savings...
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Tuesday, September 8, 2020
In the past, retirement has been portrayed as an ending, a grand exit from your years in the workplace. But the rules are shifting. Labor force participation among those aged 65-74 is predicted to reach 32 percent by 2022, up from...
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Friday, September 4, 2020
September/October 2020 Newsletter
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Wednesday, April 8, 2020
At CFS Burbank, we are committed to providing you the financial access, guidance and support you need so you can focus on your well-being and your loved ones. Our nation's small businesses are facing an unprecedented economic...
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Wednesday, April 1, 2020
Legislation to be Introduced to Suspend RMDs for 2020, Exempt Social Security Income from Taxation By ERISA NEWS Sen. Ed Markey (D-MA) has proposed legislation (S. 3527) to suspend for 2020 the obligation to withdraw required minimum...
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Monday, March 23, 2020
As you may have heard, California Governor Gavin Newsom has issued a “stay at home” order amid the coronavirus pandemic. A similar order has been issued by Los Angeles County. Under these stay-at-home orders, CFS is...
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Thursday, March 19, 2020
We know many of you are facing uncertainty about what health risks you face when leaving home. We want to assure you that we welcome any request to change an in-person review into a telephonic review. Moreover, for those of you who...
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Tuesday, February 18, 2020
January/February 2020 Newsletter
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Wednesday, November 13, 2019
November/December 2019 Newsletter
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Tuesday, October 8, 2019
We can help with a “backdoor Roth” strategy that is definitely legal and probably advantageous to you, especially if you already have reached or plan to reach your annual contribution limits on your 401k and traditional IRA...
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Wednesday, September 4, 2019
September/October 2019 Newsletter
Read MoreAnna Luke has been recognized in Financial Advisor Magazine, a national trade publication for financial advisers, by Independent Financial Group in a full page spread celebrating her and a handful of colleagues as Top-Ranked Elite...
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Wednesday, January 23, 2019
January/February 2019 Newsletter
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Saturday, December 1, 2018
November/December 2018 Newsletter
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Saturday, September 1, 2018
September/October 2018 Newsletter
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