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Do you have a lot of questions when it comes investing or financial planning? You can read about all of these topics on our blog. Whether it’s ideas from the industry or emerging trends or important news, you can read about it here. So keep checking in. We’re glad to have you reading along. 

 

Wednesday, March 27, 2024

Small business owners may find it challenging to find ways to provide additional benefits to their children who work for the company. One often overlooked choice is including a Roth individual retirement account (IRA) as part of their...

 

Wednesday, March 20, 2024

It doesn’t take a degree in finance to see that the cost of college continues to rise. In its 2023 report, the College Board showed that in-state tuition and fees at private non-profit four-year institutions increased by 5% in...

 

Wednesday, March 13, 2024

Retirement can have many meanings. For some, it will be a time to travel and spend time with family members. For others, it will be a time to start a new business or begin a charitable endeavor. Regardless of what approach you intend...

 

Wednesday, March 6, 2024

Thirty-nine percent of Americans do not own any stocks or stock-related investments, according to a recent Gallup poll.¹ Individuals may cite different reasons for not investing, but with important long-term financial goals, such...

 

Wednesday, March 6, 2024

Suppose your financial objectives include income and leaving a legacy for your heirs. In that case, it's essential to work with a financial professional familiar with your many options, including older tools. Grantor retained annuity...

 

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Wednesday, February 28, 2024

Artificial intelligence (AI) tools are already invading every aspect of our lives. Debates are ongoing about how it will infiltrate individual industries. Governments are working to understand AI and determine how to regulate something...

 

Wednesday, February 7, 2024

Forty-two percent of Americans do not own any stocks or stock-related investments, according to a recent Gallup poll.1 Individuals may cite different reasons for not investing, but with important long-term financial goals, such as...

 

Wednesday, January 24, 2024

When it comes to retirement, women may face unique obstacles that can make saving for retirement more challenging. Given that women typically live longer than men, retirement money for women may need to stretch even further.1 Despite...

 

Wednesday, January 17, 2024

We are in the midst of an unprecedented transfer of wealth, with trillions of dollars being moved from one generation to the next. This transfer challenges many commonly held notions as new values and interests become more prominent....

 

Wednesday, January 10, 2024

 

Wednesday, January 3, 2024

As a parent or grandparent, you may have diligently saved money in a 529 account to help fund your child's or grandchild's college education. But what happens if they decide college isn't the right path for them? It's a valid question...

 

Wednesday, November 29, 2023

While nature offers four seasons, Wall Street offers only one – four times a year. It’s called “earnings season,” and it can move the markets. So, what is earnings season and why is it important? Earnings season...

 

Wednesday, November 22, 2023

U.S. Supreme Court Justice Warren Burger is famous for more than just his time on the bench. When he died in 1995, he left a 176-word will that gave no specific power to his executors. As a result, he reportedly cost his estate tens of...

 

Wednesday, November 15, 2023

John and Mary are nearing retirement and they have a lot of items on their bucket list. Longer life expectancies mean John and Mary may need to prepare for two or even three decades of retirement. How should they position their money?1...

 

Wednesday, November 8, 2023

Preparing your estate can be complicated, and if you're a part of a blended family, estate decisions can be even more complex and nuanced. Blended families take on many forms but typically consist of couples with children from previous...

 

Monday, October 23, 2023

Among the many considerations to ponder when forming your estate strategy, intellectual property (IP) is among the more important and misunderstood. The phrase itself may be somewhat confusing, as people may not know whether it applies...

 

Monday, October 16, 2023

How the Queen of Soul, the Lizard King, and Other Celebrities Determined Their Legacies    Famous people are all too human. Tabloid newspapers and celebrity magazines and websites make bank chronicling their every moment,...

 

Wednesday, September 20, 2023

Preparing for retirement is not entirely financial. Your degree of happiness in your "second act" may depend on some factors that don't come with an obvious price tag. Here are some non-monetary factors to consider as you prepare...

 

Wednesday, September 6, 2023

With international stock markets comprising about 41.6 percent of the world's capitalization as of 2022, a broad range of investment opportunities exist outside the borders of the U.S.1 For investors who are looking to diversify their...

 

Wednesday, August 30, 2023

Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.Shannon L. Alder The desire to leave a legacy may be the height of altruism for it is a gift to the future, the...

 

Tuesday, August 22, 2023

When looking for income-generating investments, some investors turn to dividend-yielding stocks. When a company makes a profit, that money can be put to two uses: It can be reinvested in the business. It can be paid out to the...

 

Wednesday, August 2, 2023

A recent survey found that 28% of workers are very confident about having enough money to live comfortably through their retirement years. At the same time, 27% are not confident.1In 2001 congress passed a law that can help older...

 

Wednesday, July 26, 2023

Some people approach buying a car like they approach marriage, "'til death do us part." Others prefer to keep their options open, trading in every few years for the latest make and model, the most cutting-edge technology, or the...

 

Wednesday, July 19, 2023

Federal estate taxes have been a source of funding for the federal government almost since the U.S. was founded.In 1797, Congress instituted a system of federal stamps that were required on all wills offered for probate when property...

 

Wednesday, July 12, 2023

Employers do what they can to foster a sense of ownership in their employees. After all, if you stand to benefit from a company’s success, you’re more likely to do a great job for them, or so the logic goes.So, when you are...

 

Wednesday, July 5, 2023

Many Americans, through circumstances beyond their control, find themselves needing to retire earlier than anticipated. Whatever the circumstances, it’s difficult not to feel wrongfooted and hurried by the situation. However,...

 

Wednesday, June 28, 2023

If you have built up company securities within your employer-sponsored retirement plan, you may find yourself with a range of choices when the time comes to take a distribution. If those securities have experienced appreciation, it's...

 

Wednesday, June 14, 2023

If the idea of retiring in your early 50s, 40s, 30s, or even late 20s appeals to you, you may be interested in joining the FIRE retirement movement. Designed for those who have the discipline and cash flow to save diligently, FIRE can...

 

Wednesday, May 17, 2023

One of the most common questions people ask about Social Security is when they should start taking benefits. Making the right decision for you can have a meaningful impact on your financial income in retirement.Before considering how...

 

Wednesday, April 26, 2023

The U.S. personal saving rate stood at 3.4 percent at the end of 2022, down from the 7.5 rate at the end of 2021.The personal saving rate is the federal government's estimate of what percent of their incomes U.S. households are saving....

 

Wednesday, April 19, 2023

When the market drops, some investors lose perspective that downtrends and uptrends are part of the investing cycle. When stock prices break lower, it's a good time to review common terms that are used to describe the market's downward...

 

Wednesday, April 12, 2023

In February 2018, Jerome Powell was appointed as Chair of the Board of Governors of the Federal Reserve System. He became the 16th chair to take over the helm of the world’s most influential central bank. Among other duties, he...

 

Wednesday, April 5, 2023

Everyone loves a winner. If an investment is successful, most people naturally want to stick with it. But is that the best approach?It may sound counterintuitive, but it may be possible to have too much of a good thing. Over time, the...

 

Wednesday, March 29, 2023

In a recent survey, 70% of current workers stated they plan to work for pay after retiring.1And that possibility raises an interesting question: how will working affect Social Security benefits?The answer to that question requires an...

 

Tuesday, March 21, 2023

MONEYREAD TIME: 6 MINIt's natural to wonder exactly how a bank safeguards your money. Fortunately, the Federal Deposit Insurance Corporation (FDIC) insurance exists for this very reason: to help protect your funds once deposited. Read...

 

Wednesday, February 22, 2023

A recent survey found that 28% of workers are very confident about having enough money to live comfortably through their retirement years. At the same time, 27% are not confident.1In 2001 congress passed a law that can help older...

 

Wednesday, February 15, 2023

According to Yale University's Crash Confidence Index, only about 24% of investors are confident the stock market will not crash sometime during the next six months.1If fear leads investors to avoid the entire investment class, they...

 

Wednesday, February 8, 2023

In the final days of 2022, Congress passed a new set of retirement rules designed to facilitate contribution to retirement plans and access to those funds earmarked for retirement.The law is called SECURE 2.0, and it is a follow-up to...

 

Friday, February 3, 2023

Tax-loss harvesting means taking capital losses (selling securities for less than what you initially paid for them) to offset any capital gains you may have.While this doesn't get rid of your losses, it can help you manage your tax...

 

Wednesday, January 11, 2023

MONEYWrite down the major financial events you anticipate in the next few years. That will help guide a discussion about whether your portfolio reflects your short- and long-term goals.Update your personal net worth to account for any...

 

Monday, December 20, 2021

From our family to yours, we wish you all the love of the Season, and a peaceful and prosperous New Year. Love, The Luke Family